Happy new year!
Yeah we made it!
Some people just know how to suck the joy out of something new (like a brand new year!). For the second time in like 3 months my bank has raised the overdraft rates! And even worse the bank has 'admitted' to encouraging shoppers to go deeper into the red by increasing their overdraft limits. Imagine just after 'we've' spent so much during Christmas!
Wise move that's all I can say.
This hits me since I have a rather large overdraft facility which though has helped me a couple of times I think it is time I considered ways of reducing this luxury.
From 14.96 per cent to now 17.44 per cent annually!
To create a future, you first must be able to imagine it. I realise that as other beings I am far more skilled at following old patterns than at thinking new thoughts.
About Me
- Frugal African
- It is a mistake to look too far ahead. Only one link of the chain of destiny can be handled at a time. - W. Churchill
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