The question of what to do with my money is universal so I skimmed through the pages and found the few pages I glanced interesting. This is especially true now that everyone is talking about Safricom IPO - we all have different motives but the bottomline we all expect to make a profit.

So it was God send that on a rainy and cold Tuesday morning I made my was to the bank only to find that I was there too early. Luckily nearby there is this Waterstone Bookshop which is just beautiful. I fell in love with the place not sure whether it was the smell of coffee or the clean carpet and comfortable seats. I hope it is because of the books I skimmed through while waiting for the bank to open.

"Smarter Investing: Simpler Decisions for Better Results" By Tim Hale

'Smarter investing is not about saving. There is nothing wrong with putting money aside into interest bearing accounts especially for small contingencies that may arise in the short term.
But if you have quite a few years until you need this money, a cardinal sin is to be recklessly prudent and save.'

I think it applies to me I seem to place more value in saving rather than investing - that is not being risk averse it is worse!

He goes on further to attack me by advising me to have a heart to heart talk with myself.

'Get smart have a word with yourself. While we all like to think we are capable of making rational decisions, it appears that is not so when it comes to investing.'

It will be nice once in a while instead of sleeping till 9am on a Saturday morning to make it to this bookshop and scan the books. Have a lay in or Waterstone? I must be crazy.