Monday, July 31, 2006

I Thought I knew Better!

I have managed for sometime now to check my spending habits and for sometime I thought I was on the right track.

Not to worry I'm not like in an financial ICU. I managed to reduce my dependence on bank overdraft. But can one survive without a bank overdraft and in the extreme loan here? There is a beautiful ad on Dodge and it goes for £11,000 - that would tempt any young single male....Imagine all the honeys!

The reason I'm saying this is last week I went for a convention (crusade?) and when it came time to tithe and offering - you can use your credit card to 'pay' the offering. I used to have a good excuse for not giving an 'offering' -uh I forgot to get some cash/ cash machine was not working and just this once I forgot my cheque book! Everybody who is not minding his/her own business would understand my case.
During the convention you only needed your card details and you can offer your offering!
Talk about making life easier.

Anyway is it right to use credit and overdraft facility to give offering? Using debt in the house of God! That's not my money and I'mgettingg into debt.

Credit cards and overdraft facilities have become so much part of us - easily confused to be a right. Personally I never use the one credit card I have unless it is necessary. But overdraft I'm a bit careless. I project this month I will use like £600 on overdraft - too much for me!

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